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Last Updated: 10/03/2023

Welcome to dkinsurance.agency (referred to as "we," "our," or "us"). By accessing or using our website, you agree to comply with and be bound by the following Terms & Conditions of Use (the "Terms"). If you do not agree with these Terms, please do not use our website.

1. Acceptance of Terms

By accessing or using dkinsurance.agency, you acknowledge that you have read, understood, and agreed to be bound by these Terms, our Privacy Policy, and any additional guidelines, rules, or terms posted on specific pages of our website.

2. Website Content

2.1. All content provided on our website is for informational purposes only. It may not be accurate, complete, or up-to-date, and it should not be considered professional advice.

2.2. We reserve the right to modify or discontinue any part of our website or services at any time without notice.

3. Use of Website

3.1. You agree to use our website for lawful purposes only and in a manner that does not infringe on the rights of others or violate applicable laws and regulations.

3.2. You may not attempt to gain unauthorized access to any part of our website, interfere with its operation, or use it in a way that could harm our website or users.

4. Intellectual Property

4.1. All content on dkinsurance.agency, including text, graphics, logos, images, software, and other materials, is protected by copyright and other intellectual property laws. You may not use, reproduce, or distribute our content without our written consent.

4.2. Any trademarks, logos, or service marks displayed on our website are the property of their respective owners.

5. Links to Third-Party Websites

Our website may contain links to third-party websites. These links are provided for your convenience, and we do not endorse or have control over the content or practices of these websites. You access these third-party sites at your own risk.

6. Limitation of Liability

6.1. To the fullest extent permitted by law, we disclaim all warranties, express or implied, regarding the accuracy, reliability, and completeness of the content on our website.

6.2. We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website or any errors or omissions in its content.

7. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, liabilities, and expenses (including attorney's fees) arising out of or related to your use of our website, violation of these Terms, or infringement of any intellectual property or other rights.

8. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the state of Iowa, USA. Any legal action arising from these Terms shall be brought exclusively in the state or federal courts located in Iowa, and you consent to the jurisdiction of such courts.

9. Changes to Terms & Conditions

We reserve the right to update or modify these Terms at any time without prior notice. The most recent version will be posted on our website with the "Last Updated" date.

10. Contact Information

If you have questions or concerns about these Terms & Conditions, please contact us at [email protected].